Credit Card Processing

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The Rules have changed

As a result of a legal settlement to resolve claims brought by a group of U.S. merchants, merchants in the U.S. and U.S. territories may add a surcharge to certain credit card transactions, starting January 27, 2013. Merchants who choose to surcharge must follow consumer disclosure and other requirements agreed to as part of the settlement.

Now merchants have choice!

Conventional (old)

  • VISA/Mastercard
  • Acquiring Bank
  • Merchantprocessing fee
  • Consumer

Merchant Surcharge (new)

  • VISA/Mastercard
  • Acquiring Bank
  • Merchantreceives 100% of transaction cost
  • Consumerpassing surcharge up to 3.99%
Conventional (old)
Merchant Surcharge (new)
Conventional (old)
Merchant Surcharge (new)
Conventional (old)
Merchant Surcharge (new)

See how much you can save

Use the calculator below to determine your potential savings on an annual basis

Annual Credit Card Processing Volume

*Calculation is based on annual credit card processing volume multiplied by 3%

$ 7500 /yr.

Potential Savings with MerchantSurcharge

How to start using 0% fee system

1. Speak to our Compliance Specialist

Our experienced professionals are standing by to answer any questions you may have about the Surcharge Program. To start, simply click on the link below

Get a Free Consultation

2. Upgrade to a surcharge compliant terminal

Everything is automated, so you don’t have to worry about calculations or special equipment maintenance. Our terminal will automatically surcharge up to 3.99% at the time of the sale.

Learn More

3. Start saving

Start saving towards your company success with credit card processing fees off your list. Use our calculator above to determine the savings amount based on your business annual volume.

Get Started

Esquire, Columbia, SC

I've been on this program now for a few months and I can already see the huge savings. My customers for the most part don't mind the added 3.99% fee for purchases. Those that do usually pay with cash which is also a bonus for businesses. This program is a plus for any business.

Bobby Pyon

Why more and more businesses choose Merchant Surcharge?

Act Now

Visa and Mastercard now enable merchants in the United States and U.S.Territories to pass their credit card processing cost to their customers.

Easy to start

It’s virtually effortless to start taking advantage of the MerchantSurcharge program. All it takes a brief conversation with one of our experienced professionals who will guide through the rest of the simple set up process.

Save money

Stop paying high fees today! More and more business are taking advantage of this program everyday. Use the savings to grow your business by spending money where it matters: advertising, employees, equipment, or anything else that improves your bottom line.

Contact us

We'd love to hear from you! Call us now 1-888-733-8188 or send us a message


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